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This is an attempt to collect a debt, any information obtained will be used for that purpose. This communication is from a debt collector.Pursuant to the Fair Debt Collection Practices Act (FDCPA), which governs the conduct of debt collectors, we hereby inform you that there will be an additional technology fee of 3.5% applied to all credit card transactions. This fee is not being collected as a cost of processing but as a separate technology fee by PDC Flow. This fee is in compliance with all applicable laws and regulations.